Financing a Home
|
Getting a mortgage doesn't have to be a daunting task. At Keller Williams Realty at the Vistas, we believe that knowledge is power and we want all our clients empowered to make good real estate decisions. That's why we give you an easy way to learn about the real estate financing process and your options. This page contains information about private and government special financing programs, advanced strategies to help you pay your mortgage faster, tools and resources to help you safe the most amount of money, and contacts to financial experts to assistance you will all of the financing needs!
Private and Government Down Payment Assistance Programs City of Orlando Down Payment Assistance Program The City of Orlando’s Down Payment Assistance Program is available to eligible very low, low and moderate income first time homebuyers for the purchase of a new or existing unit. The property must be located within the City limits of Orlando (see Address Locator). Depending on the gross household income, assistance may be $10,000, $20,000 or $30,000. Teachers and public safety personnel, who are moderate income, may qualify for $20,000 of assistance. City of Orlando employees, teachers, and public safety personnel who are purchasing homes within the city limits of Orlando do not have to be first time homebuyers. Orange County Down Payment Assistance Program The purpose of Orange County's Down Payment Assistance program is to provide funds to qualified first time homebuyers for down payment and closing costs associated with purchasing a home. The program will provide assistance to qualified very low, low and moderate income persons in Orange County on a first come, first ready basis. The program also requires that potential homebuyers complete a pre-purchase and post-purchase education program.
Federal Housing Administration (FHA)
I have been working in the industry for 7 years and prior to that I was a custom home builder in the Greater Orlando area. In my mortgage career I have established strong relationships with Realtors and Builders. My focus is on customer service to my borrowers and my business partners. This focus has enabled me to earn repeat clients and referrals as well. My wife Karen and I have been married for 8 years and we have two daughters Delaney, 5 and Taylor, 3.
Jeffrey Sachs, a Senior Mortgage Consultant at FBC Mortgage LLC in Orlando, Florida has helped over 1500 families finance homes since beginning his career in 1998. His passion for helping customers and willingness to go the extra mile on every deal are part of his “Customers for Life” philosophy. At FBC Mortgage LLC every step of the loan process from processing to closing is done right in our downtown Orlando office allowing for some of the quickest closings in Central Florida. Since we have access to all the largest lenders in the US, we are able to offer the most competitive rates in the marketplace. Jeffrey has been living in Florida since 1992 and currently resides in Windermere with his wife and 2 dogs. Jeffrey has served on the Board of Directors of “Edgewood Children’s Ranch” since 2004 and is an avid supporter of many causes such as The American Cancer Society, Habitat for Humanity and Return to Respect.
Tom Weinard was born in Detroit, Michigan and grew up in the Florida Keys. He graduated from the University of Florida with a degree in Psychology. Tom joined the Wellington Group of Waterstone Mortgage with over 5 years of experience in the mortgage industry. Tom has more than 20 years of experience in sales, management, and customer service. During his career, he has been involved in national and international expansion efforts with several major companies. As a Mortgage Advisor, Tom strives to create comprehensive mortgage packages that suit the needs of each individual customer. His dedication to his clients, knowledge of the industry and commitment to quality service, help make the mortgage process easy and hassle free for agents, builders and homebuyers.
Tom resides in Longwood with his wife, Stephanie, and their three children. They are involved with Boy Scouts of America. Tom remains active in the University of Florida Alumni Association and enjoys playing both tennis and golf. Additionally, he is a Board Member of the Lake Brantley Rowing Association and the President of the Delta Tau Delta Fraternity House Corporation at the University of Central Florida. |
|
|
The Federal Housing Administration, generally known as "FHA", provides mortgage insurance on loans made by FHA-approved lenders throughout the United States and its territories. FHA insures mortgages on single family and multifamily homes including manufactured homes and hospitals. It is the largest insurer of mortgages in the world, insuring over 34 million properties since its inception in 1934. FHA is a very popular route for the first time homebuyer to take. It is not a program reserved only for first time home buyers. You can buy your third or fourt jpg" onmouseover="this.src='http://root.z57.com/filemanager/uploads/7/a/7aeb3f55-a4e4-0f95-7be538587b8a5c48.jpg';" border="2" alt="scott.jpg" title="scott.jpg" hspace="5" width="146" height="198" align="left" />Scott Bowling
Jeffrey Sachs
Tom K. Weinard 
